Enhancements for 2019


More Payment Options available

More payment options available in 2019, including Harvest Payment terms:

  • Option 1: Paid upfront by EFT or cheque
  • Option 2: Premium funded (paid by 10 monthly installments)
  • Option 3: One third upfront payment by EFT or cheque with the remaining two thirds to be paid as a grain contract due to be delivered by 30 January 2020
  • Option 4: One third premium funded (paid by 10 monthly installments) with the remaining two thirds to be paid as a grain contract due to be delivered by 30 January 2020

Multi-Year Protection now available

1 Year Term of Agreement

Available to all growers based on either their District Average or Latevo Income Assessment. A one year term of agreement incurs a 15% surcharge.

3 and 5 Year Terms of Agreement

Available only to growers who have completed their Latevo Income Assessment, a guaranteed renewal of your Category 1 protection at the same price and coverage for that three or five year term.

Multi-year protection cannot be offered for Category 2 and 3. All upgrade offers will remain seasonally dependent.


Protection against more perils

2019 Perils

In 2019 we have increased the number of perils to 24. This includes the 21 perils we covered in 2018 plus three new perils:

Residual Herbicides · Grain Hedging Losses · Accidental Herbicide Application

2018 Perils

Drought · Water Stress · Flood · Hailstones · Wind · Frost · Lightning · Excessive Rain · Heat Stress · Snow · Hurricane · Chemical Overspray · Cyclone · Tornado · Accidental Fire · Bushfire · Wildlife · Wandering Livestock · Weed Infestation · Insect or Pest Manifestation · Plant Disease

Refer to the PDS for more information.


Latevo Farmers Mutual Farm Income Protection has continued to evolve and adapt to the needs of our clients.



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